As an independent agent, SFS is able to offer life insurance from a group of companies with different focuses and underwriting guidelines. In conjunction with insurance brokers, we will use the client information to come up with offers from various companies. The goal is to save premium money by finding the best match.

SFS, through Financial Markets, Inc., has available on-line quotes for term insurance and no-lapse guarantee Universal Life insurance for several of our carriers. These quotes are accurate based on the rating selected and can give you an indication of what is available. If you contact SFS, we will also seek out quotes from other carriers to offer you the best premiums we can.

September is Life Insurance Awareness Month. To get information and use calculators to determine coverage needs, please visit www.lifehappens.org